Tips to control your finances.

Start with these handy tips to control your finances.

• SET goals and KEEP to a budget.
• CLEAR your credit card debt.
• LEARN to distinguish between "wants" and "needs".
• MAKE a shopping list when you shop for groceries (and STICK to it).
• SHOP smart-RESEARCH prices, stores and sales.
• RENT movies instead of going to the cinema.
• BRING your own lunch to work-it might be boring, but it'll save you a few every day.
• OPEN separate current and savings accounts.
• SEE a financial adviser for an investment strategy.
• TRAVEL in low or shoulder seasons if possible.